Skip to Content
Close Icon

Personal

New Year, New Financial Goals
New Year, New Financial Goals

New Year, New Financial Goals First Citizens Bank is committed to bringing you the most up-to-date products and services. As we begin the new year, it is time to set new financial goals. Don’t wait, now is the perfect time to take control of...

Read Full Post

MONEY MANAGEMENT, new financial goals

Do You Have an Emergency Fund?
Do You Have an Emergency Fund?

If the last 18 months has taught us anything it’s that the unexpected can happen at any time, including unexpected debts due to losing a job or losing a home to a natural disaster, not to mention unforeseen healthcare costs due to the pandemic. That’s...

Read Full Post

EMERGENCY FUND, SAVINGS

which documents should you keep or shred
What Documents are Safe to Shred?

First Citizens recognizes the importance of document security and disposal. That’s why we are hosting Shred Days on Friday, September 10 and Tuesday, September 14, 2021. Click here for locations and times. You will have the opportunity to securely...

Read Full Post

ESTATEMENTS, IDENTITY THEFT, PERSONAL INFORMATION

Owe Somebody Some Money?
Owe Somebody Some Money?

.media_embed { position: relative; padding-bottom: 56.25%; padding-top: 30px; height: 0; overflow: hidden; } .media_embed iframe, .media_embed object, .media_embed embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; }   For...

Read Full Post

BRELLA, DEBIT CARD FRAUD PROTECTION, P2P, SHAZAM

We Are Asking For Your Loose Coins Again
We Are Asking For Your Loose Coins Again

Do you have any pennies, nickels, dimes, or quarters (especially nickels and dimes)? They are in high demand due to the Fed coin distribution being restricted. Local businesses, such as grocery stores, convenience stores, and gas stations, still rely...

Read Full Post

COIN ALLOCATION 2021, FEDERAL RESERVE

The Difference Between a Home Equity Loan and a Line of Credit
The Difference Between a Home Equity Loan and a Line of Credit

Owning your own home has many benefits that can set you up for a healthy financial return. Take your home equity for example. Home equity is the difference between the value of your home and the remaining unpaid principal balance of your mortgage. For...

Read Full Post

HOME EQUITY LINE OF CREDIT, HOME EQUITY LOAN

What a Car Loan Costs
What a Car Loan Costs

When shopping for a car, it's usually best to start by shopping for a car loan. When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: The finance charge, expressed as an annual percentage...

Read Full Post

AUTO LOANS, BORROWING AND CREDIT, BUDGETING

Access ALL the BaZing Benefits on the Go!
Access ALL the BaZing Benefits on the Go!

Enjoy amazing money saving options and everyday benefits all available through the BaZing mobile app.   Be sure to take advantage of these BaZing benefits: Roadside Assistance Cellphone Protection 1,2 ID Theft Aid 1,2 Deals...

Read Full Post

BAZING BENEFITS

5 Perks of Using Plastic
5 Perks of Using Plastic

The paper or plastic decision goes beyond the grocery store. When it comes to making a purchase, using plastic has several advantages. A First Citizens MasterCard® Debit Card (which is linked to your First Citizens Spending account) allows you to...

Read Full Post

BRELLA, DEBIT CARD, KACHING, PURCHASE REWARDS, TEXT FRAUD ALERTS, USAVE

What is a Rainy Day Fund and Why Do You Need One?

As the video shows, a rainy day fund is an amount of money set aside for life's unexpected events: INSERT VIDEO HERE When setting up your rainy day fund, there are three aspects to determine: How much money to save How to reach...

Read Full Post

RAINY DAY SAVINGS ACCOUNT