Join Our Team!
Are you looking for a career in banking? Want to be a Teller, Personal Banker, Lender, or other bank related position? There are many career opportunities in our departments including Retail, Commercial/Ag/Home Lending, Marketing, IT, Admin, and Wealth Management. You may be the right candidate to join our team!
We Currently Have the Following Job Openings:
Teller I
Location: Mason City State Street
Position Summary: Provides service to customers and their accounts, cross-selling bank products, and complying with bank operations.
Knowledge, Skills and Abilities:
- High school graduate or equivalent
- Skill in performing basic mathematical principles (such as addition, subtraction, multiplication, division, decimals) in account transactions.
- Knowledge of the layout and functions of the computer keyboard and ten key adding machine; skill of using the touch system to perform data input.
- Knowledge of and ability to cross-sell FCB products and services to customers-such as the ability to identify customers’ needs, communicate services, explain advantages, and close sales activity.
Interested and qualified candidates should complete and submit our online application.
View Job Description & Apply Online
Teller I (Part-Time)
Location: Mason City State Street
Position Summary: Provides service to customers and their accounts, cross-selling bank products, and complying with bank operations.
Knowledge, Skills and Abilities:
- High school graduate or equivalent
- Skill in performing basic mathematical principles (such as addition, subtraction, multiplication, division, decimals) in account transactions.
- Knowledge of the layout and functions of the computer keyboard and ten key adding machine; skill of using the touch system to perform data input.
- Knowledge of and ability to cross-sell FCB products and services to customers-such as the ability to identify customers’ needs, communicate services, explain advantages, and close sales activity.
Interested and qualified candidates should complete and submit our online application.
View Job Description & Apply Online
Lending Relationship Officer
Location: Mason City West
Position Summary: Efficiently and effectively monitors assigned credits, which includes but is not limited to; financial tracking, maturities, annual reviews, document exceptions and ongoing monitoring. Performs independent analysis of the assigned credits for the purpose of recommending approval, denial or alternative structures, while noting any deviations from the Loan Policy as appropriate. Assists with the management and review of commercial and agricultural loan administration process, incorporating documentation, closing, funding, post-closing, LOC funding, Small Business Administration and FSA lending programs. Will participate in Lender meetings with client/prospect to develop a direct working relationship with the customer.
Also responsible for making loans within established lending limits with full accountability for the Bank’s business and consumer activities. Within this role; provides superior customer service and financial counsel to current customers to retain existing business and identifies/solicits profitable business deposit and loan relationships in the bank’s target market to develop new business. Requires knowledge of standard lending practices and expertise in dealing with commercial and agricultural lending.
Knowledge, Skills and Abilities:
- Bachelor’s degree in business, finance, accounting or equivalent educational and/or 1-5 years relevant work experience required.
- Independent Credit Analysis or bank lending experience preferred
- Skill in performing mathematical principles.
- Knowledge of the layout and functions of the computer keyboard and ten key adding machine; skill of using the touch system to perform date input.
- Advanced computer skills in operating Windows based programs with word processing and spread sheet software experience.
- Above average oral and written communication skills.
- Knowledge of and ability to cross-sell FCB products and services to customers-such as the ability to identify customers’ needs, communicate services, explain advantages, and close sales activity.
- Skill in working with the public, presenting a professional image of the bank, and servicing prospective and current customer inquiries, requests, and complaints.
Interested and qualified candidates should complete and submit our online application.
View Job Description & Apply Online
Accounting & Loan Review Officer
Location: Optional Work from Home
Position Summary: Duties include calculating the Allowance for Loan and Lease Loss Reserve (ALLL) and making recommendations to executive management and the Board of Directors for monthly allocations to the reserve. Position will be instrumental in implementing significant new accounting standard in this area, working closely with the Chief Financial Officer.
Responsible for conducting independent reviews and risk assessments procedures and processes, underwriting guidelines, and applicable laws, rules, regulations, in addition to determining that risk is accurately identified via the Bank’s internal loan risk rating system to ensure the Bank maintains a sound loan portfolio.
Knowledge, Skills and Abilities:
- Bachelor’s degree in accounting, CPA preferred
- 5-7 years relevant work experience, banking and/or regulator experience preferred
- Strong demonstrated analytical skills
- Computer literacy with proficiency in Microsoft Office, Excel and Word
- Good communication and interpersonal skills, presenting a professional image of the bank
Interested and qualified candidates should complete and submit our online application.
View Job Description & Apply Online
Trust Operations Specialist
Location: Mason City West
Position Summary: Accurately reflects the status of trust accounts by verifying and completing trust transactions.
Knowledge, Skills and Abilities:
- High School diploma or equivalent, college degree preferred.
- Proficient clerical skills that include use of standard office equipment, word processing, and spreadsheet experience.
- Minimum 2-years banking/trust experience, preferred.
- Skill in performing basic mathematical principles (such as addition, subtraction, multiplication, division, decimals) in account transactions.
- Knowledge of the layout and functions of the computer keyboard and ten key adding machine; skill of using the touch system to perform data input.
- Organization skills in both paper and electronic files.
- Proficient in Microsoft Word, Excel, and Outlook.
- Basic understanding of accounting principles and banking.
Interested and qualified candidates should complete and submit our online application.
View Job Description & Apply Online
Personal Banker I
Location: Osage
Position Summary: Services customers and their accounts, cross-selling bank products, and complying with bank operations. Works with customers and prospective customers on deposit related products along with other services offered by the bank making recommendations, which will satisfy the customer’s needs.
Knowledge, Skills and Abilities:
- High school graduate or equivalent. Some post high school education preferred.
- Skill in performing basic mathematical principles (such as addition, subtraction, multiplication, division, decimals) in account transactions.
- Knowledge of the layout and functions of the computer keyboard and ten key adding machine; skill of using the touch system to perform data input.
- Knowledge of and ability to cross-sell FCB products and services to customers-such as the ability to identify customers’ needs, communicate services, explain advantages, and close sales activity.
- Skill in working with the public, presenting a professional image of the bank, and servicing prospective and current customer inquiries, requests, and complaints.
Interested and qualified candidates should complete and submit our online application.

Equal Employment Opportunity is the law and First Citizens Bank is an EEO employer of women, minorities, protected veterans and individuals with disabilities. Applicants and employees of First Citizens Bank are protected under Federal law from discrimination on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, genetics, retaliation or veteran status as well as appropriate state, county and city laws. For additional information pertaining to Federal EEO guidelines please click here.
Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
Pay Transparency Nondiscrimination Provision
First Citizens will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. For more information, visit www.dol.gov/ofccp
First Citizens is a smoke free environment. We are responsible for notifying all current and prospective employees as to the Smoke Free Air Act’s applicability to the company’s premises and vehicles. If you have additional questions, please contact Human Resources or visit https://smokefreeair.iowa.gov.