Rates for Checking, Savings and CD Accounts

Helping You Make the Most of Your Money

Rates and annual percentage yields (APY) effective as of February 15, 2022. Subject to change. See us for details.

Checking Accounts

Checking Accounts
Account	Daily minimum balance to earn APY	Interest Rate	APY
BaZing Plus	$1,000	0.03%	0.03%

*There is no minimum balance to open. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the collected balance in the account each day. You must maintain a balance of at least $1,000 in the account each day to obtain the disclosed annual percentage yield and avoid the $8 monthly maintenance fee. Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.

Savings Accounts

Savings Accounts
Account	Daily minimum balance to earn APY	Interest Rate	APY
Basic Savings*	$0.01	0.03%	0.03%
Power Savers**	$0.01	0.03%	0.03%
Platinum Savings***	$9,999.99 and below	0%	0%
Platinum Savings***	$10,000.00 - $49,999.99	0.03%	0.03%
Platinum Savings***	$50,000.00 - $99,999.99	0.05%	0.05%
Platinum Savings***	$100,000.00 - $249,999.99	0.08%	0.08%
Platinum Savings***	$250,000.00 and above	0.10%	0.10%

*There is no minimum balance to open. $100 minimum average collected balance is required to avoid a service charge. If the minimum average collected balance is not met, a $2.00 monthly service charge will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.

**Minimum opening deposit: $5.00. No minimum balance required to maintain this account. Interest is earned on daily collected balance and paid quarterly. No monthly service charge.

***No minimum balance to open. $10,000 minimum average collected balance is required to avoid a service charge. If the minimum average collected balance is not met, a $25.00 monthly service charge will be assessed. (Excludes applicable taxes.) Interest rates and annual percentage yields are variable and subject to change daily. Fees could reduce earnings.

Certificates of Deposit

6 Month Term**

6 Month Term
Tier Balance	Interest Rate	APY
$1,000 - $4,999.99	0.03%	0.03%
$5,000 - $24,999	0.05%	0.05%
$25,000.00 - $49,999.99	0.10%	0.10%
$50,000.00 and above	0.15%	0.15%

Interest compounds and is paid quarterly. Minimum balance to open is $1,000.

12 Month Term**

12 Month Term
Tier Balance	Interest Rate	APY
$1,000 - $4,999.99	0.03%	0.03%
$5,000 - $24,999	0.05%	0.05%
$25,000.00 - $49,999.99	0.15%	0.15%
$50,000.00 and above	0.20%	0.20%

Interest compounds and is paid at maturity. Minimum balance to open is $1,000.

18 Month Term***

18 Month Term
Tier Balance	Interest Rate	APY
$1,000 - $4,999.99	0.05%	0.05%
$5,000 - $24,999	0.10%	0.10%
$25,000.00 - $49,999.99	0.20%	0.20%
$50,000.00 and above	0.25%	0.25%

Interest compounds and is paid quarterly. Minimum balance to open is $1,000.

24 Month Term***

24 Month Term
Tier Balance	Interest Rate	APY
$1,000 - $4,999.99	0.10%	0.10%
$5,000 - $24,999	0.20%	0.20%
$25,000.00 - $49,999.99	0.25%	0.25%
$50,000.00 and above	0.30%	0.30%

Interest compounds and is paid quarterly. Minimum balance to open is $1,000.

36 Month Term****

36 Month Term
Tier Balance	Interest Rate	APY
$1,000 - $4,999.99	0.10%	0.10%
$5,000 - $24,999	0.20%	0.20%
$25,000.00 - $49,999.99	0.30%	0.30%
$50,000.00 and above	0.35%	0.35%

Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.

48 Month Term****

48 Month Term
Tier Balance	Interest Rate	APY
$1,000 - $4,999.99	0.15%	0.15%
$5,000 - $24,999	0.25%	0.25%
$25,000.00 - $49,999.99	0.35%	0.35%
$50,000.00 and above	0.40%	0.40%

Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.

60 Month Term****

60 Month Term
Tier Balance	Interest Rate	APY
$1,000 - $4,999.99	0.25%	0.25%
$5,000 - $24,999	0.30%	0.30%
$25,000.00 - $49,999.99	0.40%	0.40%
$50,000.00 and above	0.45%	0.45%

Interest compounds and is paid quarterly. One time bump option available. Minimum balance to open is $1,000.

Minimum balance to open is $1,000.We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). A withdrawal and/or fees could reduce earnings on these accounts.

Ask a personal banker for minimum balance to open and other account information.

** Penalty for early withdrawal will be equal to 90 days interest.

*** Penalty for early withdrawal will be equal to 180 days interest.

**** Penalty for early withdrawal will be equal to 365 days interest.