Financial Solutions for Local Businesses and Agriculture
Local business and agriculture are the lifeblood of our communities. That’s why we do everything to help local entrepreneurs and farm families get started, grow and achieve success for the greater good of our community.
Business/Commercial
Loans
From start-up expenses to sustaining operations and expanding, we can help take your farm operation or company to the next level.
Ag/Agribusiness
Loans
Whether you need more buying power, extra working capital, or money to purchase new equipment, we are here to help.
Business Checking
Regardless of the size of your business, the right checking account helps you maximize every dollar.
Business Savings
No matter the size of business, take advantage of one of our business savings account options.
Online & Mobile
Banking
Manage your business's finances when and where it's convenient for you with Online & Mobile Banking for Business.
Business Credit Card
Not only does a business credit card help you make important purchases for your business, but it also offers the chance to earn sweet rewards!
Business Debit Card
Put away your business checkbook, pull out your First Citizens Business Debit Card, swipe and sign.
Cash Management
Making the most of your cash flow to simply helping you manage your business’s finances easier.

BUSINESS RESOURCES
Learn More
Meet Our Lending Team

Bob Klocke
Executive Vice President of Lending
Location: Mason City West Location
Phone: (641) 380-3407

Cathy Rottinghaus
Residential RE Lending/Market President
Location: Charles City Location
Phone: (641) 257-5041

Doyle Casavant
Community President
Location: Mora Location
Phone: (320) 209-6404

Bob Savre
Community President
Location: New Hampton Location
Phone: (641) 494-5861

John Molitor
Community President
Location: Osage Location
Phone: (641) 494-5871

Kevin Meyer
Chief Credit Officer
Location: Mason City West Location
Phone: (641) 380-3439

Jerome Bormann
SVP Community Lending
Location: Mason City West Location
Phone: (641) 380-3323

John Udelhofen
SVP Senior Lending Officer
Location: Mason City West Location
Phone: (641) 380-3324

Joel Thompson
SVP Senior Lending Officer
Location: Charles City Location
Phone: (641) 257-5047

Mike Weinand
Community President
Location: Mora Location
Phone: (320) 209-6433

Gene Rosenbaum
VP Lending Officer
NMLS: 401695
Location: Clarion Location
Phone: (641) 494-5822

Mark Skogerboe
VP Lending Officer
Location: Clarion Location
Phone: (641) 494-5823

Grant Petersen
VP Lending Officer
Location: Mason City West Location
Phone: (641) 380-3443

Brad Schoneberg
VP Senior Lending Officer
Location: Mason City West Location
Phone: (641) 380-3346

Kevin Sullivan
SVP Senior Lending Officer
Location: Mason City West Location
Phone: (641) 380-3396

Ryan Eekhoff
VP Lending Officer
Location: Kanawha Location
Phone: (641) 494-5811

Luke Gast
VP Lending Officer
Location: Mason City West Location
Phone: (641) 380-3350

Trever Olsen
VP Lending Officer
NMLS: 1314367
Location: Osage Location
Phone: (641) 494-5872

Dawn Braun
VP Real Estate Lending Officer
NMLS: 401691
Location: Mason City West Location
Phone: (641) 380-3347

Kelly Rush
VP Real Estate Lending Officer
NMLS: 401697
Location: Mason City West Location
Phone: (641) 380-3326

Ryan Venz
VP Real Estate Lending Officer
NMLS: 1633623
Location: Charles City Location
Phone: (641) 257-5052

Andrea Fix
VP Lending Officer
NMLS: 1775908
Location: Mora Location
Phone: (320) 209-6407

Susie Anderson
Private Banker/Loan Processing Administrator
NMLS: 624042
Location: New Hampton Location
Phone: (641) 494-5864

Elizabeth (Beth) Brandt
AVP, Lending Officer
NMLS: NMLS# 1253808
Location: Mora Location
Phone: (320) 209-6403