It is common practice for individuals to have annual health physicals. But what about our finances? It’s also a good practice to have an annual financial check-up, and that applies to both your personal finances as well as your business’ finance.

If you’re a business owner, odds are you haven’t thought about the mix of your banking products and services. When was the last time you talked with your bank about what options are available? 

An annual financial check up for your business can include several items.  

  1. Are you in the right checking and/or savings product? Customer habits have changed during the pandemic. Could you be saving money on bank fees or earning interest by switching the product you have? Your bank could help you answer that question with a review of your transaction history. 

  1. Could you save time by doing more transactions digitally? Technology advances quickly in today’s world, and customers are adopting technology at a fast pace. Business online banking and mobile banking offer options like business bill pay and mobile deposit.  

  1. Today’s customers are less likely to pay with cash. Does your business accept debit and credit cards? Do you want to offer online sales but don’t want the hassle of figuring out a different vendor? Good news. First Citizens Bank has an all-in-one solution to accept both in-person and online credit/debit cards all through the same system. Plus, you could even add on custom gift cards for your business through the same system.  

These items, and much more, are what we’ll discuss when you schedule your business financial checkup. To schedule your appointment, send an email to Tiffany Nonnweiler, AVP Retail Officer. To learn more about all the business products and services First Citizens offers, click here.