The paper or plastic decision goes beyond the grocery store. When it comes to making a purchase, using plastic has several advantages. A First Citizens MasterCard® Debit Card (which is linked to your First Citizens Spending account) allows you to pay for purchases without writing a paper check or having to carry dollar bills. By simply inserting your debit card you can make purchases quickly and easily.
 
Here are 5 perks of using plastic:

  1. Purchase Rewards
    Earns rewards by using your FC debit card to purchase merchandise and services. The more you use your debit card, the more offers you can receive and the more rewards you can earn! (Purchase Rewards requires activation with Online Banking.)
     
  2. Text Fraud Alerts
    As part of our debit card prevention, you may receive a text fraud alert when suspicious activity is detected. If you receive a “Fraud Alert,” you have the option to reply Yes or No to confirm or deny the activity.
     
  3. Added Security with the Brella app
    This free app allows you to set alerts, turn your card on/off, or submit travel notices. You can also find surcharge-free ATM locations nearest you!
     
  4. Ka'Ching
    Earn rewards based on PIN (excluding ATM transactions) and/or signature-based transactions. (Ka'Ching is only available to BaZing Plus or BaZing Spending Accounts. First Citizens Bank reserves the right to change or discontinue this program at any time without further notice.)
     
  5. uSave
    Build up your savings every time you make a debit card purchase. After enrolling, your debit card purchases will automatically be rounded up to the next whole dollar. The difference is automatically transferred from your FC spending account to your designated FC savings account.

Be sure to take advantage of all these perks you have with your First Citizens debit card. Don't currently have one? Stop in to any of our First Citizens locations or give us a call at 800-423-1602.