Dalton Hamm, Sara Kriener, and Tiffany Nonnweiler of First Citizens Bank successfully completed the 2018 Iowa Bankers Association’s Commercial Lending School held in October in Ankeny.

The school is an intense one-week program sponsored by the Iowa Bankers Association. The purpose of IBA Commercial Lending School is to prepare commercial lenders who have not been exposed to formal commercial lending education or lenders who want to broaden their commercial lending knowledge to serve effectively and profitably as commercial loan officers. This is accomplished by developing a better understanding of the economy and how it affects the lending decision; developing an understanding of how a business is structured and how it competes; develop an understanding of the role of company’s management and how to analyze and evaluate that management; develop a thorough understanding and application of basic and advanced analytical techniques; and develop an understanding of relationship banking to meet and maintain multiple customer financial needs.


Hamm, a Credit Analyst at the west Mason City office, has been with First Citizens Bank since 2016. He holds a BS in agricultural business from Iowa State University. 


 

Kriener, also a Credit Analyst at the west Mason City office, has been with First Citizens Bank since 2015. She holds a BA from the University of Northern Iowa. Kriener was also elected to the Advisory Board of IBA’s Commercial Lending School, which she’ll serve on for three years.



Nonnweiler, AVP Lending Officer at the west Mason City office, has been with First Citizens Bank since 2009. She holds a BA from the University of Northern Iowa.